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We make transactions easier for you and your customers.

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Transaction Processing Services
With TPS, one of the premier credit/debit card processors serving the marketplace today, a merchant is ready to accept payment via virtually any method that is offered. With multiple processing options and well-defined terms and conditions, TPS is traditionally able to approve 98% of all merchant applications.

Our in-house client-server technology enables us to grow quickly without major expansion. Redundant telecom networks (X.25 and PSTN) are monitored 24 hours a day, 7 days a week, 365 days a year.

Credit
We accommodate transactions from VISA, MasterCard, American Express, Discover, JCB, Diner's Club, and other private label cards. In addition to making authorization, electronic data capture, and settlement as easy as swiping the card, TPS captures and stores each transaction electronically, for easy settlement at day's end. The TPS reporting system provides the data needed to increase accounting efficiency.


Debit
Debit transactions cost less to process than cash or check transactions, maximize cash flow, and reduce risk. TPS leads the industry in debit card services, with access to both national and regional debit networks (including ACCEL, AFFN, HONOR, INTERLINK, MAC, MAESTRO, NYCE, PULSE, and STAR).


Electronic Benefits Transfer (EBT)
TPS is a certified Third Party processor and among the country's largest processors for the delivery of government benefit funds via electronic means (EBT). This includes such benefits as food stamps, Aid to Families with Dependent Children, and Social Security. We support all federal government programs as well as programs in all the major EBT States, connecting to new state programs as they come on line.


Gift Cards
TPS electronic Gift Card programs for single- or multi-store merchants offer excellent customer convenience with the added benefit of marketing, cost-cutting, and profit efficiencies for TPS merchants.

(Click here for a more detailed explanation of TPS Gift Card opportunities.)

Frequency/Loyalty Programs
With the addition of improved auditing and analytical capabilites, a TPS Gift Card program can become a full fledged frequency/loyalty program that helps merchants strengthen their relationships with customers.



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